Real Estate Rates as of 11/17/2025

Assumptions:
Loan Amount: $300,000
Purchase Price: $375,000
Property Use: Primary residence or second home
Lock Period: 45 Days

30 Year Fixed Rate Loan

• Rate: 6.500%
• APR: 6.632%
• Monthly Principal Interest Payments (P&I)*: $1,896.20

20 Year Fixed Rate Loan

• Rate: 6.125%
• APR: 6.295%
• Monthly Principal Interest Payments (P&I)*: $2,170.98

15 Year Fixed Rate Loan

• Rate: 5.875%
• APR: 6.085%
• Monthly Principal Interest Payments (P&I)*: $2,511.36

15 Year Fixed – In-House

• Rate: 6.125%
• APR: 6.338%
• Monthly Principal Interest Payments (P&I)*: $2,551.87

10 Year Balloon/30 Year Amortization

• Rate: 6.625%
• APR: 6.826%
• Monthly Principal Interest Payments (P&I)*: $1,920.93 .**

Construction Permanent Loan

• Construction Permanent Loans are available. Contact the Mortgage Team for more information.

Investment Property 1-4 Family

• Investment Property Loans are available. Contact the Mortgage Team for more information.

*Actual monthly payment will be higher if escrowing for mortgage insurance, property taxes, or homeowner’s insurance.

**Principal and Interest Payments (P&I) – 119 monthly of $1,920.93 (payment based on 30 year amortization) – 120th payment will be $257,042.18.

 

 

Assumptions:
Loan Amount: $75,000

15 Year Home Equity Loan

• Rate: 8.250%
• APR: 8.561%
• Monthly Principal Interest Payments (P&I): $727.61

10 Year Home Equity Loan

• Rate: 8.000%
• APR: 8.426%
• Monthly Principal Interest Payments (P&I): $909.96

5 Year Home Equity Loan

• Rate: 7.750%
• APR: 8.528%
• Monthly Principal Interest Payments (P&I): $1,511.77

Home Equity Line of Credit

• Rate: 7.750%
• APR: NA
• Monthly Principal Interest Payments (P&I): Interest Only Due

Important Notices: The interest rates and APRs are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.